Website Privacy and Terms of Use

Thank you for visiting Contractor Mortgages® and reviewing our policy notices. We have integrated these statements into a single posting for ease of use.

Our principal activities are:

  • Advising and arranging regulated mortgage contracts
  • Advising and arranging non-investment insurance contracts

Our privacy policy covers us and the site.

The following links will help you navigate to a specific section:

Contractor Mortgages® Official Impressum for Privacy Related Matters

Contractor Mortgages® (a trading style of Mortgage Quest Ltd).
Avondale House, 262 Uxbridge Road
Hatch End, Pinner, Middlesex, HA5 4HS
United Kingdom
Telephone number: +44 208 421 7788
Updated: 12th January, 2015.
Notice: The impressum above, also reflects to our Facebook company https://www.facebook.com/Contractormortgagescom.

Privacy Policy

This notice provides Contractor Mortgages® policy regarding the nature, purpose, use and sharing of any information collected via this Web site.

The information you provide on Contractor Mortgages® web site will be used only for its intended purpose. We will protect your information consistent with the principles of the United Kingdom Privacy Act.

We confirm that we will comply with the provisions of the Data Protection Act 1998 when processing personal data about you and your business. For the purpose of the Data Protection Act 1998 (‘the Act’) that data controller is John Yerou at Contractor Mortgages®, Avondale House, 262 Uxbridge Road, Hatch End, Pinner, Middlesex, HA5 4HS.

If you have any questions or concerns regarding this policy, please contact us.

Submitting information is strictly voluntary. By doing so, you are giving Contractor Mortgages® your permission to use the information for the intended purpose.

If you do not want to give Contractor Mortgages® permission to use your information, simply do not provide it.

However, not providing certain information may result in Contractor Mortgages® inability to provide you with the information or services you desire.

There are several types of information we collect. These include:

  • Automatically Collected Information;
  • Information Collected for Tracking and Customisation (Cookies);
  • Personal Information;

Contractor Mortgages® never creates individual profiles or gives your information to any private organisation.

Automatically Collected Information

We collect and temporarily store certain technical information about your visit for use in site management and security purposes. This information includes:

  • The Internet domain from which you access our Web site (for example, ‘xcompany.com’ if you use a private Internet access account, or ‘yourschool.edu’ if you connect from an educational domain);
  • The IP address (a unique number for each computer connected to the Internet) from which you access our Web site;
  • The type of browser (e.g., Chrome, Firefox, Internet Explorer, Safari) used to access our site;
  • The operating system (Windows, Unix) used to access our site;
  • The date and time you access our site;
  • The URLs of the pages you visit;
  • Your username, if it was used to log in to the Web site;
  • If you visited this Contractor Mortgages® Web site from another Web site, the URL of the forwarding site.

This information is only used to help us make our site more useful for you. With this data we learn about the number of visitors to our site and the types of technology our visitors use.

Except for authorised law enforcement investigations, no attempts are made to identify individual users or their usage habits.

Raw data logs are retained temporarily as required for security and site management purposes only.

Disclosure of your information

In order to carry out the Services of this engagement and for related purposes such as updating and enhancing our client records, analysis for management purposes and submitting applications to lenders/life insurance providers, legal and regulatory compliance and crime prevention we may obtain, process, use and disclose personal data about you.

We also have a duty under section 330 of the Proceeds of Crime Act 2002 to report to the Serious Organised Crime Agency (SOCA) if we know, or have reasonable cause to suspect, that you or anyone connected with your business are or have been involved in money laundering. Failure on our part to make a report where we have knowledge, or reasonable grounds for suspicion, would constitute a criminal offence.

To the extent that we are duty bound by any applicable legal or regulatory requirement to cooperate with any competent legal or governmental authority or agency we shall do so in accordance with applicable law. Without limitation, we expressly reserve the right to cooperate with any competent authority, in the investigation of alleged unlawful activities of our website users or relating to our website users. We will have no legal liability for such disclosures of your information.

Information Collected for Tracking and Customisation (Cookies)

A cookie is a small file that a Web site transfers to your computer to allow it to remember specific information about your session while you are connected.

Your computer will only share the information in the cookie with the Web site that provided it, and no other Web site can request it. There are two types of cookies, session and persistent.

  • Session cookies last only as long as your Web browser is open. Once you close your browser, the cookie disappears.
  • Persistent cookies store information on your computer for longer periods of time.

Contractor Mortgages® may use session cookies for technical purposes such as to enable better navigation through the site, or to allow you to customise your preferences for interacting with the site.

Contractor Mortgages® may also make use of persistent cookies to remember you between visits so, for example, you can save your customised preference settings for future visits.

Your private information, whether stored in persistent cookies or elsewhere, will not be shared outside our company.

To provide website visitors more choice on how their data is collected by web sites such as Google Analytics, Google also have developed the Google Analytics Opt-out Browser Add-on. The add-on communicates with the Google Analytics JavaScript to indicate that information about the website visit should not be sent to Google Analytics.

If you want to opt-out, download and install the add-on for your current web browser. The Google Analytics Opt-out Browser Add-on is available for Microsoft Internet Explorer, Google Chrome, Mozilla Firefox, Apple Safari and Opera. If you do not wish to have any session or persistent cookies stored on your machine, you can turn them off in your browser.

Personal Information

Contractor Mortgages® sometimes obtains personal information from its users, through such methods as the user completing a form or sending us an e-mail.

If you choose to provide us with personal information, we will use that information only to respond to your message and provide you with the information or services you have requested.

Remember that e-mail isn’t necessarily secure. You should never send sensitive or personal information like your National Insurance number or Credit Card number in an e-mail. Use postal mail or secure Web Sites instead.

Contractor Mortgages® may ask visitors who request specific information to fill out an enquiry form. These questions are very general and allow us to qualify your requirements and get feedback on how we are doing in reference to services or user experience.

Opt Out Policy

This site gives users the following options for removing their information from our database to not receive future communications or to no longer receive our service.

You also can send mail to the following postal address:
Mortgage Quest Ltd T/A: Contractor Mortgages®.
Avondale House, 262 Uxbridge Road,
Hatch End, Pinner, HA5 4HS
United Kingdom
Telephone number: +44 208 421 7788

Web Site Security Notice

For site security purposes and to ensure that this Web service remains available to all users, this computer system employs software programs that monitor network traffic to identify unauthorised attempts to upload or change information.

Anyone using this system expressly consents to such monitoring and is advised that if such monitoring reveals evidence of possible abuse or criminal activity, such evidence may be provided to appropriate law enforcement officials.

Unauthorised attempts to upload or change information on Contractor Mortgages® servers are strictly prohibited and may be punishable by law.

Linking Policy and Disclaimer of Endorsement

Contractor Mortgages® links to many Web sites created and maintained by other public and/or private organisations. We provide links to these sites as a service to our users.

The presence of a link is not a Contractor Mortgages® endorsement of the site.

When users follow a link to an outside Web site, they are leaving Contractor Mortgages® and are subject to the privacy and security policies of the owners/sponsors of the outside Web site(s).

Contractor Mortgages® is not responsible for the information collection practices of non-Contractor Mortgages® sites.

Linking to this Website

All links to this Web site must be approved in writing by Contractor Mortgages®, except that Contractor Mortgages® consents to links in which the link and the pages that are activated by the link do not:

  • (a) create frames around any page on this Web site or use other techniques that alter in any way the visual presentation or appearance of any content within this site;
  • (b) misrepresent your relationship with Contractor Mortgages®;
  • (c) imply that Contractor Mortgages® approves or endorses you, your Web site, or your service or product offerings; and
  • (d) present false or misleading impressions about Contractor Mortgages® or otherwise damage the goodwill associated with the Contractor Mortgages® name or trademarks.

As a further condition to being permitted to link to this site, you agree that Contractor Mortgages® may at any time, in its sole discretion, terminate permission to link to this Web site. In such event, you agree to immediately remove all links to this Web site and to cease using any Contractor Mortgages® trademark.

Warranty and Disclaimer

Contractor Mortgages® web site and materials, are provided by Contractor Mortgages® under these terms of use and without warranty of any kind, either express, implied, statutory or otherwise, including, but not limited to, the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose.

Without limiting the foregoing, Contractor Mortgages® makes no warranty that:

  • the site or information will meet your requirements;
  • the site or information will be uninterrupted, timely, or error-free;
  • the results that may be obtained from the use of the site or information will be effective, accurate, or reliable;
  • the quality of the site or information accessible by you will meet your expectations.

This site or information may include technical or other mistakes, inaccuracies, or typographical errors. We do however put forth every effort to make any corrections once notified.

Contractor Mortgages® may make changes to the site, materials and services, including mortgage products, rates and descriptions of any products listed, at any time in its sole discretion and without notice.

The site, materials and services may be out of date, and although Contractor Mortgages® makes every effort to update the site and material provided, they are unable to give a guarantee to do so.

Copyright & Reproduction of Web Site Material

Contractor Mortgages® retains full copyrights to all materials published by them on this site. None of the material published on this site may be used, in part or in whole, in any medium whatsoever, by any entity outside of Contractor Mortgages® without written consent.

Call 0208 421 7545 or Request a Call Back available 8:30am – 6:30pm
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